Finde in 2 Minuten heraus, wie viele hunderte Euro du jeden Monat bei deinem Immobilienkredit zu viel zahlst...
"},"categoryId":"5a957843b727462286d2d61e","sectionId":"5a957be4a2f9ed33569e4b6e","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T14:19:43.292Z","updatedAt":"2026-04-17T10:05:06.519Z","__v":0},{"_id":"69de4cff55a0f6df30f4c408","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"medium","top":"small","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"center","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Kostenlos, unverbindlich und ohne KSV-Abfrage. Beantworte 5 kurze Fragen und erhalte sofort deine persönliche Ersparnis-Analyse – ganz ohne Termin bei der Bank.","wysiwygHtml":"Kostenlos, unverbindlich und ohne KSV-Abfrage. Beantworte 5 kurze Fragen und erhalte sofort deine persönliche Ersparnis-Analyse
– ganz ohne Termin bei der Bank.
Was wäre für dich der
größte Vorteil?
Niedrigere monatliche Rate
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"},"parentId":"69de59a972f4cc9d0411fce8","categoryId":"5a957843b727462286d2d61e","sectionId":"69986568d9176e2f947d1bba","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"questionTextAnswer","createdAt":"2026-04-14T15:13:45.908Z","updatedAt":"2026-04-17T10:07:15.138Z","__v":0},{"_id":"69de59a972f4cc9d0411fcfa","type":"component","isTemplate":false,"name":"questionTextAnswer","content":{"plainText":"Insgesamt weniger Zinsen zahlen","box":{"bottom":"small","top":"small","right":"none","left":"none","backgroundColor":"transparent"},"linking":{"isInternal":true},"align":"left","icon":"118511","text":"Hat mir nicht gefallen","fieldName":"question_pst1dx","clickId":"answer_click_12nqw4","showIcon":true,"emoji":"star","srcType":"icon","iconName":"hot-price","platform":"ios11","src":"https://img.icons8.com/?id=118511&format=png&size=100","svg":"","iconColor":"#4159A7","isAnimated":false,"backgroundColor":"#4159A7","wysiwygHtml":"Insgesamt weniger Zinsen zahlen
"},"parentId":"69de59a972f4cc9d0411fce8","categoryId":"5a957843b727462286d2d61e","sectionId":"69986568d9176e2f947d1bba","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"questionTextAnswer","createdAt":"2026-04-14T15:13:45.908Z","updatedAt":"2026-04-17T10:07:19.600Z","__v":0},{"_id":"69de59a972f4cc9d0411fcfb","type":"component","isTemplate":false,"name":"questionTextAnswer","content":{"plainText":"Ich möchte einfach prüfen, ob sich ein Wechsel lohnt","box":{"bottom":"small","top":"small","right":"none","left":"none","backgroundColor":"transparent"},"linking":{"isInternal":true},"align":"left","icon":"100039","text":"Hat mir nicht gefallen","fieldName":"question_pst1dx","clickId":"answer_click_ecksid","showIcon":true,"emoji":"eyes","srcType":"icon","iconName":"information","platform":"ios11","src":"https://img.icons8.com/?id=100039&format=png&size=100","svg":"","iconColor":"#4159A7","isAnimated":false,"backgroundColor":"#4159A7","wysiwygHtml":"Ich möchte einfach prüfen, ob sich ein Wechsel lohnt
"},"parentId":"69de59a972f4cc9d0411fce8","categoryId":"5a957843b727462286d2d61e","sectionId":"69986568d9176e2f947d1bba","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"questionTextAnswer","createdAt":"2026-04-14T15:13:45.909Z","updatedAt":"2026-04-17T10:07:23.382Z","__v":0}],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"questionText","createdAt":"2026-04-14T15:13:45.832Z","updatedAt":"2026-04-14T15:43:30.171Z","__v":0},{"_id":"69de5b0a0ce6146717ec9301","type":"component","isTemplate":false,"name":"embed","content":{"body":"<iframe\n srcdoc='<!DOCTYPE html><html><head><meta charset="UTF-8"><style>*{margin:0;padding:0;box-sizing:border-box;}body{overflow:hidden;background:transparent;} .rp-notif-wrap {\n --rp-brand: var(--perspective-color-primary, #4159A7);\n --rp-brand-dark: var(--perspective-color-primary-dark, #34488a);\n --rp-dark: var(--perspective-color-text-primary, #222);\n width: 100%;\n position: relative;\n pointer-events: none;\n margin-top: -220px;\n padding-top: 220px;\n font-family: Inter, -apple-system, BlinkMacSystemFont, Segoe UI, sans-serif;\n }\n .rp-notif-wrap *, .rp-notif-wrap *::before, .rp-notif-wrap *::after { box-sizing: border-box; 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}\n .rp-notif-wrap .rp-notif-overlay { height: 240px; }\n }\n</style></head><body><div class="rp-notif-wrap" aria-hidden="true"><div class="rp-notif-overlay"><svg width="0" height="0" style="position:absolute"><symbol id="rp-card-icon" viewBox="0 0 24 24" fill="none"><rect x="3" y="6" width="18" height="12" rx="2.5" stroke="#fff" stroke-width="2"/><path d="M3 10h18" stroke="#fff" stroke-width="2" stroke-linecap="round"/><circle cx="17" cy="14" r="1.6" fill="#fff"/></symbol></svg><div class="rp-notif-layer"><div class="rp-notif" style="--rp-left:6%;--rp-delay:0s"><div class="rp-icon"><svg><use href="#rp-card-icon"/></svg></div><div class="rp-body"><div class="rp-toprow"><h4 class="rp-h4">Neue Umschuldung</h4><span class="rp-time">jetzt</span></div><p class="rp-text"><strong>428 € / Monat</strong> Ersparnis bei <strong>Immobilienkredit</strong></p><div class="rp-meta">Erste Bank, Wien</div></div></div><div class="rp-notif" style="--rp-left:52%;--rp-delay:.8s"><div class="rp-icon"><svg><use href="#rp-card-icon"/></svg></div><div class="rp-body"><div class="rp-toprow"><h4 class="rp-h4">Neue Umschuldung</h4><span class="rp-time">gerade eben</span></div><p class="rp-text"><strong>Fixzins gesichert</strong> statt <strong>variabler Verzinsung</strong></p><div class="rp-meta">Raiffeisen, Graz</div></div></div><div class="rp-notif" style="--rp-left:76%;--rp-delay:1.7s"><div class="rp-icon"><svg><use href="#rp-card-icon"/></svg></div><div class="rp-body"><div class="rp-toprow"><h4 class="rp-h4">Neue Umschuldung</h4><span class="rp-time">soeben</span></div><p class="rp-text"><strong>312 € / Monat</strong> weniger Rate bei <strong>Wohnbaukredit</strong></p><div class="rp-meta">Bank Austria, Linz</div></div></div><div class="rp-notif" style="--rp-left:24%;--rp-delay:1.1s"><div class="rp-icon"><svg><use href="#rp-card-icon"/></svg></div><div class="rp-body"><div class="rp-toprow"><h4 class="rp-h4">Neue Umschuldung</h4><span class="rp-time">jetzt</span></div><p class="rp-text"><strong>Restlaufzeit optimiert</strong> für <strong>bestehenden Kredit</strong></p><div class="rp-meta">BAWAG, Salzburg</div></div></div><div class="rp-notif" style="--rp-left:60%;--rp-delay:2.3s"><div class="rp-icon"><svg><use href="#rp-card-icon"/></svg></div><div class="rp-body"><div class="rp-toprow"><h4 class="rp-h4">Neue Umschuldung</h4><span class="rp-time">gerade eben</span></div><p class="rp-text"><strong>Zinsrisiko reduziert</strong> bei <strong>laufender Finanzierung</strong></p><div class="rp-meta">Oberbank, Innsbruck</div></div></div><div class="rp-notif" style="--rp-left:12%;--rp-delay:2s"><div class="rp-icon"><svg><use href="#rp-card-icon"/></svg></div><div class="rp-body"><div class="rp-toprow"><h4 class="rp-h4">Neue Umschuldung</h4><span class="rp-time">soeben</span></div><p class="rp-text"><strong>489 € / Monat</strong> gespart durch <strong>Zinswechsel</strong></p><div class="rp-meta">bank99, Klagenfurt</div></div></div><div class="rp-notif" style="--rp-left:82%;--rp-delay:3s"><div class="rp-icon"><svg><use href="#rp-card-icon"/></svg></div><div class="rp-body"><div class="rp-toprow"><h4 class="rp-h4">Neue Umschuldung</h4><span class="rp-time">jetzt</span></div><p class="rp-text"><strong>Fixzins-Angebot geprüft</strong> für <strong>Hauskredit</strong></p><div class="rp-meta">HYPO NOE, St. Pölten</div></div></div></div></div></div></body></html>'\n style="width:100%;height:260px;border:none;overflow:hidden;display:block;"\n scrolling="no"\n allowtransparency="true"\n frameborder="0"\n></iframe>","provider":"custom-html","box":{"left":"none","right":"none","top":"small","bottom":"small"},"framed":false,"isGdprSensitive":false,"enforceCenteredCustomHtmlContent":false,"embedCustomHtmlNatively":false},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"embed","createdAt":"2026-04-14T15:19:38.397Z","updatedAt":"2026-04-14T15:27:48.464Z","__v":0},{"_id":"69de5c6d69d39b7c6c87de06","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"small","top":"xLarge","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Zahlst du zu viel für deinen Kredit? Prüfe jetzt dein Einsparpotenzial","wysiwygHtml":"Zahlst du zu viel für deinen Kredit? Prüfe jetzt dein Einsparpotenzial
"},"categoryId":"5a957843b727462286d2d61e","sectionId":"6904b163f0184c1c0536c1d4","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:25:33.280Z","updatedAt":"2026-04-17T10:05:38.931Z","__v":0},{"_id":"69de5c951eda5dcb0c25d1fd","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"large","top":"small","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Vergleiche deinen bestehenden Kredit in wenigen Minuten mit aktuellen Konditionen. Ohne Papierkram, ohne Verpflichtung.","wysiwygHtml":"Vergleiche deinen bestehenden Kredit in wenigen Minuten mit aktuellen Konditionen. Ohne Papierkram, ohne Verpflichtung.
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})();\n</script>","provider":"custom-html","box":{"left":"none","right":"none","top":"small","bottom":"small"},"framed":false,"isGdprSensitive":true},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"embed","createdAt":"2026-04-14T15:26:34.924Z","updatedAt":"2026-04-14T15:38:38.114Z","__v":0},{"_id":"69de5faeb0b7c752d4a0a883","type":"component","isTemplate":false,"name":"media","content":{"box":{"left":"none","bottom":"medium","right":"none","top":"medium"},"icon":"play_circle_filled","srcType":"image","size":"medium","src":"https://perspective.imgix.net/69de756d1eda5dcb0c26b660.png?auto=compress,format&crop=faces,entropy&dpr=2&fit=crop&w=375","framed":false,"mediaIds":["69de756d1eda5dcb0c26b660"]},"categoryId":"5a957843b727462286d2d61e","sectionId":"6904b165f0184c1c0536c1f4","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"media","createdAt":"2026-04-14T15:39:26.930Z","updatedAt":"2026-04-14T17:24:20.125Z","__v":0},{"_id":"69de5ff76b2425181b68a587","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"small","top":"xLarge","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"So funktioniert deine Kredit Umschuldung:","wysiwygHtml":"So funktioniert deine Kredit Umschuldung:
"},"categoryId":"5a957843b727462286d2d61e","sectionId":"6904b163f0184c1c0536c1d4","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:40:39.715Z","updatedAt":"2026-04-14T15:41:20.243Z","__v":0},{"_id":"69de6002aa6960b78b833b29","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"none","top":"small","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"In 3 Schritten zu weniger Kreditkosten...","wysiwygHtml":"In 3 Schritten zu weniger Kreditkosten...
"},"categoryId":"5a957843b727462286d2d61e","sectionId":"6904b163f0184c1c0536c1d4","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:40:50.814Z","updatedAt":"2026-04-14T15:42:00.371Z","__v":0},{"_id":"69de6034f59fb7a5453c31f3","type":"component","isTemplate":false,"name":"embed","content":{"body":"<style>\n .ku-section {\n max-width: 960px;\n margin: 0 auto;\n padding: 4rem 1.5rem;\n font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;\n }\n\n .ku-list {\n list-style: none;\n padding: 0;\n margin: 0;\n position: relative;\n }\n\n /* The vertical line that grows as you scroll */\n .ku-line {\n position: absolute;\n left: 23px;\n top: 48px;\n bottom: 48px;\n width: 1px;\n background: rgba(0, 0, 0, 0.08);\n overflow: hidden;\n }\n .ku-line::after {\n content: '';\n position: absolute;\n inset: 0;\n background: #4159A7;\n transform: scaleY(0);\n transform-origin: top;\n transition: transform 1.2s cubic-bezier(0.22, 1, 0.36, 1);\n }\n .ku-line.is-visible::after {\n transform: scaleY(1);\n }\n\n .ku-step {\n position: relative;\n padding: 0 0 3rem 6rem;\n opacity: 0;\n transform: translateY(24px);\n transition: opacity 0.8s cubic-bezier(0.22, 1, 0.36, 1),\n transform 0.8s cubic-bezier(0.22, 1, 0.36, 1);\n }\n .ku-step:last-child {\n padding-bottom: 0;\n }\n .ku-step.is-visible {\n opacity: 1;\n transform: translateY(0);\n }\n .ku-step:nth-child(2) { transition-delay: 0.12s; 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}\n }\n</style>\n\n<section class="ku-section">\n <ol class="ku-list">\n <div class="ku-line" aria-hidden="true"></div>\n\n <li class="ku-step">\n <span class="ku-num">01</span>\n <h3 class="ku-title">Deine aktuelle Situation prüfen</h3>\n <p class="ku-desc">Beantworte ein paar kurze Fragen zu deinem Immobilienkredit und deiner aktuellen Finanzierung.</p>\n </li>\n\n <li class="ku-step">\n <span class="ku-num">02</span>\n <h3 class="ku-title">Einsparpotenzial berechnen</h3>\n <p class="ku-desc">Wir analysieren, wie viel du monatlich sparen kannst und ob sich ein Wechsel lohnt.</p>\n </li>\n\n <li class="ku-step is-final">\n <span class="ku-num">03</span>\n <h3 class="ku-title">Passendes Angebot erhalten</h3>\n <p class="ku-desc">Du bekommst eine maßgeschneiderte Lösung mit besseren Konditionen und auf Wunsch festem Zinssatz.</p>\n </li>\n </ol>\n</section>\n\n<script>\n (function () {\n var steps = document.querySelectorAll('.ku-step');\n var line = document.querySelector('.ku-line');\n\n if (!('IntersectionObserver' in window)) {\n steps.forEach(function (s) { s.classList.add('is-visible'); 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Der Ablauf war komplett\n digital und dauerte keine zwei Wochen."</p>\n <div class="tm-author">\n <div class="tm-avatar">MK</div>\n <div>\n <p class="tm-name">Familie Klement</p>\n <p class="tm-location">Klagenfurt</p>\n </div>\n </div>\n </div>\n\n <div class="tm-card">\n <div class="tm-saving">312 €</div>\n <div class="tm-saving-label">Monatliche Ersparnis</div>\n <p class="tm-quote">„Super professionell. Mein Berater hat mir ehrlich gesagt, wo die Fallstricke sind. Am\n Ende spare ich über 37.000 € auf die Laufzeit."</p>\n <div class="tm-author">\n <div class="tm-avatar">SH</div>\n <div>\n <p class="tm-name">Stefan Hofer</p>\n <p class="tm-location">Graz</p>\n </div>\n </div>\n </div>\n\n <div class="tm-card">\n <div class="tm-saving">224 €</div>\n <div class="tm-saving-label">Monatliche Ersparnis</div>\n <p class="tm-quote">„Wir haben von variabel auf Fixzins gewechselt. Endlich schlafen wir nachts wieder ruhig\n — ohne Angst vor steigenden Zinsen."</p>\n <div class="tm-author">\n <div class="tm-avatar">LW</div>\n <div>\n <p class="tm-name">Lisa Wagner</p>\n <p class="tm-location">Linz</p>\n </div>\n </div>\n </div>\n </div>\n</section>\n\n<script>\n (function () {\n var elements = document.querySelectorAll('.tm-head, .tm-card');\n if (!('IntersectionObserver' in window)) {\n elements.forEach(function (el) { el.classList.add('is-visible'); });\n return;\n }\n var observer = new IntersectionObserver(function (entries) {\n entries.forEach(function (entry) {\n if (entry.isIntersecting) {\n entry.target.classList.add('is-visible');\n observer.unobserve(entry.target);\n }\n });\n }, { threshold: 0.15, rootMargin: '0px 0px -8% 0px' });\n elements.forEach(function (el) { observer.observe(el); });\n 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background: #fff;\n border: 1px solid rgba(15, 20, 25, 0.10);\n border-radius: 20px;\n opacity: 0;\n transform: translateY(30px);\n transition: opacity 0.9s cubic-bezier(0.22, 1, 0.36, 1) 0.15s,\n transform 0.9s cubic-bezier(0.22, 1, 0.36, 1) 0.15s;\n }\n .advisor-card.is-visible {\n opacity: 1;\n transform: translateY(0);\n }\n\n .advisor-photo {\n width: 100%;\n aspect-ratio: 1;\n border-radius: 16px;\n background: #ECEFF8;\n position: relative;\n overflow: hidden;\n }\n .advisor-photo img {\n width: 100%;\n height: 100%;\n object-fit: cover;\n display: block;\n }\n .advisor-badge {\n position: absolute;\n bottom: 12px;\n right: 12px;\n background: #fff;\n color: #4159A7;\n font-size: 11px;\n font-weight: 500;\n padding: 5px 10px;\n border-radius: 999px;\n letter-spacing: 0.03em;\n z-index: 2;\n }\n\n .advisor-quote {\n font-family: Georgia, 'Times New Roman', serif;\n font-size: 22px;\n font-style: italic;\n line-height: 1.45;\n color: #0F1419;\n margin: 0 0 1.5rem;\n }\n .advisor-name {\n font-size: 16px;\n font-weight: 500;\n color: #0F1419;\n margin: 0 0 0.25rem;\n }\n .advisor-role {\n font-size: 14px;\n color: #5A6070;\n margin: 0;\n }\n\n @media (max-width: 768px) {\n .advisor-section {\n padding: 3rem 1.25rem;\n }\n .advisor-head {\n margin-bottom: 2.5rem;\n }\n .advisor-head h2 {\n font-size: 32px;\n white-space: normal;\n line-height: 1.15;\n }\n .advisor-head p {\n font-size: 16px;\n }\n .advisor-card {\n grid-template-columns: 1fr;\n padding: 1.75rem;\n text-align: center;\n gap: 1.75rem;\n border-radius: 8px;\n }\n .advisor-photo {\n max-width: 180px;\n margin: 0 auto;\n border-radius: 8px;\n }\n .advisor-quote {\n font-size: 18px;\n line-height: 1.5;\n }\n }\n\n @media (prefers-reduced-motion: reduce) {\n .advisor-head, .advisor-card {\n opacity: 1 !important;\n transform: none !important;\n transition: none !important;\n }\n }\n</style>\n\n<section class="advisor-section">\n <div class="advisor-head">\n <h2>Dein persönlicher <em>Ansprechpartner</em></h2>\n <p>Kein Callcenter, kein Formular-Dschungel. Ein Experte, der sich um deinen Fall kümmert.</p>\n </div>\n\n <div class="advisor-card">\n <div class="advisor-photo">\n <img src="https://onecdn.io/media/0d943692-1867-4358-baaa-3cb21c376e74/full" alt="Danijel Peric — Zertifizierter Finanzberater" />\n <span class="advisor-badge">Zertifiziert</span>\n </div>\n <div>\n <p class="advisor-quote">„Jeder Kredit ist anders. Ich nehme mir Zeit, deine Situation genau zu verstehen — und zeige dir ehrlich, ob sich eine Umschuldung für dich lohnt."</p>\n <p class="advisor-name">Danijel Peric</p>\n <p class="advisor-role">Geschäftsführer · 12 Jahre Erfahrung</p>\n </div>\n </div>\n</section>\n\n<script>\n (function () {\n var elements = document.querySelectorAll('.advisor-head, .advisor-card');\n if (!('IntersectionObserver' in window)) {\n elements.forEach(function (el) { el.classList.add('is-visible'); });\n return;\n }\n var observer = new IntersectionObserver(function (entries) {\n entries.forEach(function (entry) {\n if (entry.isIntersecting) {\n entry.target.classList.add('is-visible');\n observer.unobserve(entry.target);\n }\n });\n }, { threshold: 0.2, rootMargin: '0px 0px -8% 0px' });\n elements.forEach(function (el) { observer.observe(el); });\n })();\n</script>","provider":"custom-html","box":{"left":"none","right":"none","top":"none","bottom":"none"},"framed":false,"isGdprSensitive":true},"categoryId":"5a957843b727462286d2d61e","sectionId":"65eb072f9671ba48e6c83915","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"embed","createdAt":"2026-04-14T15:44:31.014Z","updatedAt":"2026-04-14T16:42:47.312Z","__v":0},{"_id":"69de6e9105807d8055e82fa5","type":"component","isTemplate":false,"name":"button","content":{"buttonType":"button","box":{"bottom":"xLarge","top":"none","right":"large","left":"large"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"linking":{"isInternal":true,"pageId":"69de4cff55a0f6df30f4c3f2","isNewTab":false,"componentId":"69de59a972f4cc9d0411fce8"},"size":"small","align":"center","text":"Klick mich!","borderRadius":"minor","plainText":"Jetzt Einsparpotenzial prüfen","clickId":"button_click_z2z6ve","animation":"","fullWidthOnDesktop":true,"backgroundColor":"linear-gradient(165deg, rgba(65,89,167,1) 0%, RGB(63, 93, 199) 100%)","wysiwygHtml":"Jetzt Einsparpotenzial prüfen
"},"categoryId":"5a957843b727462286d2d61e","sectionId":"6904b167f0184c1c0536c234","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"button","createdAt":"2026-04-14T16:42:57.816Z","updatedAt":"2026-04-14T16:42:57.816Z","__v":0},{"_id":"69de61223b67c0571eac6bfe","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"small","top":"large","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Häufig gestellte Fragen:","wysiwygHtml":"Häufig gestellte Fragen:
"},"categoryId":"5a957843b727462286d2d61e","sectionId":"6904b163f0184c1c0536c1d4","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:45:38.398Z","updatedAt":"2026-04-17T10:06:14.350Z","__v":0},{"_id":"69de611425a7d5496b51c922","type":"component","isTemplate":false,"name":"accordion","content":{"align":"left","box":{"left":"medium","right":"medium","top":"medium","bottom":"medium"},"borderRadius":"minor"},"categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[{"_id":"69de611425a7d5496b51c928","type":"component","isTemplate":false,"name":"accordionItem","content":{"box":{"left":"medium","right":"medium","top":"medium","bottom":"medium","backgroundColor":"#f5f5f5"}},"parentId":"69de611425a7d5496b51c922","categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[{"_id":"69de611425a7d5496b51c939","type":"component","isTemplate":false,"name":"text","content":{"text":"Muss ich für Updates bezahlen?","size":"large","align":"left","color":"#000000","responsive":{"mapping":[],"options":{"offset":[],"size":[]},"hasContainer":true,"active":false},"box":{"top":"none","bottom":"none","left":"none","right":"none","backgroundColor":"transparent"},"kind":[],"plainText":"Lohnt sich eine Umschuldung für mich überhaupt?","wysiwygHtml":"Lohnt sich eine Umschuldung für mich überhaupt?
"},"parentId":"69de611425a7d5496b51c928","categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:45:24.295Z","updatedAt":"2026-04-14T15:46:10.020Z","__v":0},{"_id":"69de611425a7d5496b51c93a","type":"component","isTemplate":false,"name":"text","content":{"text":"Nein! Wir entwickeln regelmäßig neue Funktionen, Funnel-Vorlagen und vieles mehr, alles komplett kostenlos. Wenn wir ein Update veröffentlichen, erscheint dieses automatisch in Deinem Account.","size":"small","align":"left","color":"#5c5c5c","responsive":{"mapping":[],"options":{"offset":[],"size":[]},"hasContainer":true,"active":false},"box":{"top":"none","bottom":"none","left":"none","right":"none","backgroundColor":"transparent"},"kind":[],"plainText":"In vielen Fällen ja, besonders wenn du aktuell einen variablen Zinssatz hast oder dein Kredit schon einige Jahre läuft. Durch eine Umschuldung kannst du deine monatliche Rate senken, Zinsen sparen und dir langfristig Planungssicherheit sichern. Ob es sich konkret für dich lohnt, zeigen wir dir in unter 2 Minuten.","wysiwygHtml":"In vielen Fällen ja, besonders wenn du aktuell einen variablen Zinssatz hast oder dein Kredit schon einige Jahre läuft.
Durch eine Umschuldung kannst du deine monatliche Rate senken, Zinsen sparen und dir langfristig Planungssicherheit sichern.
Ob es sich konkret für dich lohnt, zeigen wir dir in unter 2 Minuten.
Entstehen mir Kosten bei der Umschuldung?
"},"parentId":"69de611425a7d5496b51c92a","categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:45:24.301Z","updatedAt":"2026-04-14T15:46:28.997Z","__v":0},{"_id":"69de611425a7d5496b51c940","type":"component","isTemplate":false,"name":"text","content":{"text":"Ja! Wir haben ein ausgezeichnetes Support-Team, das Deine Fragen täglich beantwortet. Dazu musst Du einfach nur auf den \"Support Link\" unten Rechts auf unserer Seite klicken.","size":"small","align":"left","color":"#5c5c5c","responsive":{"mapping":[],"options":{"offset":[],"size":[]},"hasContainer":true,"active":false},"box":{"top":"none","bottom":"none","left":"none","right":"none","backgroundColor":"transparent"},"kind":[],"plainText":"Das hängt von deinem aktuellen Kreditvertrag ab. In manchen Fällen kann eine Vorfälligkeitsentschädigung anfallen, diese wird jedoch häufig durch die Zinsersparnis mehr als ausgeglichen. Wir prüfen transparent für dich, ob sich die Umschuldung wirklich lohnt.","wysiwygHtml":"Das hängt von deinem aktuellen Kreditvertrag ab. In manchen Fällen kann eine Vorfälligkeitsentschädigung anfallen, diese wird jedoch häufig durch die Zinsersparnis mehr als ausgeglichen.
Wir prüfen transparent für dich, ob sich die Umschuldung wirklich lohnt.
"},"parentId":"69de611425a7d5496b51c92a","categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:45:24.301Z","updatedAt":"2026-04-14T15:46:45.024Z","__v":0}],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"accordionItem","createdAt":"2026-04-14T15:45:24.269Z","updatedAt":"2026-04-14T15:45:24.302Z","__v":0},{"_id":"69de611425a7d5496b51c92b","type":"component","isTemplate":false,"name":"accordionItem","content":{"box":{"left":"medium","right":"medium","top":"medium","bottom":"medium","backgroundColor":"#f5f5f5"}},"parentId":"69de611425a7d5496b51c922","categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[{"_id":"69de611425a7d5496b51c938","type":"component","isTemplate":false,"name":"text","content":{"text":"Kann ich monatlich kündigen?","size":"large","align":"left","color":"#000000","responsive":{"mapping":[],"options":{"offset":[],"size":[]},"hasContainer":true,"active":false},"box":{"top":"none","bottom":"none","left":"none","right":"none","backgroundColor":"transparent"},"kind":[],"plainText":"Wie schnell kann ich meine Rate reduzieren?","wysiwygHtml":"Wie schnell kann ich meine Rate reduzieren?
"},"parentId":"69de611425a7d5496b51c92b","categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:45:24.295Z","updatedAt":"2026-04-14T15:46:51.019Z","__v":0},{"_id":"69de611425a7d5496b51c937","type":"component","isTemplate":false,"name":"text","content":{"text":"Ja, auf jeden Fall. Du kannst jederzeit mit einem Klick innerhalb der Software kündigen.","size":"small","align":"left","color":"#5c5c5c","responsive":{"mapping":[],"options":{"offset":[],"size":[]},"hasContainer":true,"active":false},"box":{"top":"none","bottom":"none","left":"none","right":"none","backgroundColor":"transparent"},"kind":[],"plainText":"Nach der Prüfung und Freigabe kann die Umstellung oft innerhalb weniger Wochen erfolgen. Sobald der neue Kredit aktiv ist, profitierst du direkt von der niedrigeren Rate und besseren Konditionen.","wysiwygHtml":"Nach der Prüfung und Freigabe kann die Umstellung oft innerhalb weniger Wochen erfolgen.
Sobald der neue Kredit aktiv ist, profitierst du direkt von der niedrigeren Rate und besseren Konditionen.
Wie hoch ist mein mögliches Einsparpotenzial?
"},"parentId":"69de6179cebc6cac61f8ccbe","categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:47:05.536Z","updatedAt":"2026-04-14T15:47:09.022Z","__v":0},{"_id":"69de6179cebc6cac61f8ccc5","type":"component","isTemplate":false,"name":"text","content":{"text":"Ja, auf jeden Fall. Du kannst jederzeit mit einem Klick innerhalb der Software kündigen.","size":"small","align":"left","color":"#5c5c5c","responsive":{"mapping":[],"options":{"offset":[],"size":[]},"hasContainer":true,"active":false},"box":{"top":"none","bottom":"none","left":"none","right":"none","backgroundColor":"transparent"},"kind":[],"plainText":"Das hängt von deiner aktuellen Finanzierung ab. Viele Kunden sparen mehrere hundert Euro pro Monat oder mehrere tausend Euro über die Laufzeit. Dein persönliches Potenzial berechnen wir individuell.","wysiwygHtml":"Das hängt von deiner aktuellen Finanzierung ab. Viele Kunden sparen mehrere hundert Euro pro Monat oder mehrere tausend Euro über die Laufzeit. Dein persönliches Potenzial berechnen wir individuell.
"},"parentId":"69de6179cebc6cac61f8ccbe","categoryId":"5a957843b727462286d2d61e","sectionId":"6904b170f0184c1c0536c35a","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"text","createdAt":"2026-04-14T15:47:05.538Z","updatedAt":"2026-04-14T15:47:15.330Z","__v":0}],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"accordionItem","createdAt":"2026-04-14T15:47:05.522Z","updatedAt":"2026-04-14T15:47:05.538Z","__v":0}],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"accordion","createdAt":"2026-04-14T15:45:24.247Z","updatedAt":"2026-04-14T15:47:05.583Z","__v":1},{"_id":"69de4cff55a0f6df30f4c41f","type":"component","isTemplate":false,"name":"divider","content":{"box":{"bottom":"xLarge","top":"xLarge","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"dashed":false,"hidden":true,"spacings":"small","lineStyle":"hidden","size":"medium"},"categoryId":"5a957843b727462286d2d61e","sectionId":"5a9583314298344d61691c9b","campaignId":"69de4cff55a0f6df30f4c3bc","components":[],"allowedChildSections":[],"pageId":"69de4cff55a0f6df30f4c3f2","companyId":"65c2c1eac436a60014a9992b","componentType":"divider","createdAt":"2026-04-14T14:19:43.356Z","updatedAt":"2026-04-17T10:07:42.709Z","__v":0}],"isResultPage":false,"animation":"none","theme":{"_id":"69de577e31536b047fb07180","type":"theme","name":"AV&DP GmbH","image":"https://perspective.imgix.net/assets/app/themes/perspective.png","fontColor":"#14143E","backgroundColor":"#ffffff","formFieldBackgroundColor":"#F5F5F5","buttonBackgroundColor":"#4159A7","typography":"Roboto:300,700","transition":"default","companyId":"65c2c1eac436a60014a9992b","createdAt":"2026-04-14T15:04:30.616Z","updatedAt":"2026-04-14T15:05:23.924Z","__v":0,"borderRadius":"small","fontId":null},"themeV2":{"typography":"Roboto:300,700","fontId":null,"fontColor":"#14143E","backgroundColor":"#ffffff","formFieldBackgroundColor":"#F5F5F5","buttonBackgroundColor":"#4159A7","borderRadius":"small","transition":"default"},"fields":[{"additional":{"form":{"inputs":[]},"answers":[{"fieldName":"question_pst1dx","componentId":"69de59a972f4cc9d0411fcf7","answerTextId":"69de59a972f4cc9d0411fcf7","_id":"69de59a972f4cc9d0411fd07","value":"Niedrigere monatliche Rate","visual":"59843","visualType":"icon"},{"fieldName":"question_pst1dx","componentId":"69de59a972f4cc9d0411fcfa","answerTextId":"69de59a972f4cc9d0411fcfa","_id":"69de59a972f4cc9d0411fd09","value":"Insgesamt weniger Zinsen zahlen","visual":"118511","visualType":"icon"},{"fieldName":"question_pst1dx","componentId":"69de59a972f4cc9d0411fcfb","answerTextId":"69de59a972f4cc9d0411fcfb","_id":"69de59a972f4cc9d0411fd0b","value":"Ich möchte einfach prüfen, ob sich ein Wechsel lohnt","visual":"100039","visualType":"icon"},{"fieldName":"question_pst1dx","componentId":"69de59a972f4cc9d0411fcf9","answerTextId":"69de59a972f4cc9d0411fcf9","_id":"69de59a972f4cc9d0411fd0d","value":"Fixer Zinssatz und Planungssicherheit","visual":"69048","visualType":"icon"}]},"_id":"69de59a972f4cc9d0411fceb","type":"field","title":"Was wäre für dich der größte Vorteil?","interactionType":"answers","companyId":"65c2c1eac436a60014a9992b","campaignId":"69de4cff55a0f6df30f4c3bc","pageId":"69de4cff55a0f6df30f4c3f2","componentId":"69de59a972f4cc9d0411fce8","createdAt":"2026-04-14T15:13:45.840Z","updatedAt":"2026-04-17T10:07:23.386Z","__v":0},{"additional":{"form":{"inputs":[]},"answers":[{"fieldName":"question_s1awo6","componentId":"69de61b9cebc6cac61f8d570","answerTextId":"69de61b9cebc6cac61f8d570","_id":"69de61b9cebc6cac61f8d57d","value":"Variabler Zinssatz","visual":"69713","visualType":"icon"},{"fieldName":"question_s1awo6","componentId":"69de624702988d283ffa4e82","answerTextId":"69de624702988d283ffa4e82","_id":"69de624702988d283ffa4e86","visual":"69048","visualType":"icon","value":"Fixzins"},{"fieldName":"question_s1awo6","componentId":"69de6261b0b7c752d4a0bb7d","answerTextId":"69de6261b0b7c752d4a0bb7d","_id":"69de6261b0b7c752d4a0bb81","visual":"59762","visualType":"icon","value":"Kombination aus Fix und variabel"},{"fieldName":"question_s1awo6","componentId":"69de626869d39b7c6c8832b6","answerTextId":"69de626869d39b7c6c8832b6","_id":"69de626869d39b7c6c8832ba","visual":"61209","visualType":"icon","value":"Weiß ich nicht genau"}]},"_id":"69de61b9cebc6cac61f8d564","type":"field","title":"Weißt du, ob dein Kredit einen festen oder variablen Zinssatz hat? : Viele wissen das nicht genau, das ist völlig normal. Wir prüfen das später gemeinsam noch einmal im Detail.","interactionType":"answers","companyId":"65c2c1eac436a60014a9992b","campaignId":"69de4cff55a0f6df30f4c3bc","pageId":"69de61a855a0f6df30f6416e","componentId":"69de61b9cebc6cac61f8d561","createdAt":"2026-04-14T15:48:09.918Z","updatedAt":"2026-04-17T10:09:37.815Z","__v":0},{"additional":{"form":{"inputs":[]},"answers":[{"fieldName":"question_v82aks","componentId":"69de62c105807d8055e7d13e","answerTextId":"69de62c105807d8055e7d13e","_id":"69de62c105807d8055e7d14b","visual":"61706","visualType":"icon","value":"Unter 100.000 €"},{"fieldName":"question_v82aks","componentId":"69de62f998ce2dab97f9e3ed","answerTextId":"69de62f998ce2dab97f9e3ed","_id":"69de62f998ce2dab97f9e3f1","visual":"61706","visualType":"icon","value":"100.000 € – 250.000 €"},{"fieldName":"question_v82aks","componentId":"69de6305207ee4b01c3e42de","answerTextId":"69de6305207ee4b01c3e42de","_id":"69de6305207ee4b01c3e42e2","visual":"61706","visualType":"icon","value":"250.000 € – 500.000 €"},{"fieldName":"question_v82aks","componentId":"69de63066538f981d8d17662","answerTextId":"69de63066538f981d8d17662","_id":"69de63066538f981d8d17666","visual":"61706","visualType":"icon","value":"Über 500.000 €"}]},"_id":"69de62c105807d8055e7d132","type":"field","title":"Wie hoch ist ungefähr die aktuelle Restschuld Deines Kredits?","interactionType":"answers","companyId":"65c2c1eac436a60014a9992b","campaignId":"69de4cff55a0f6df30f4c3bc","pageId":"69de62c105807d8055e7d12a","componentId":"69de62c105807d8055e7d12f","createdAt":"2026-04-14T15:52:33.676Z","updatedAt":"2026-04-17T10:09:52.468Z","__v":0},{"additional":{"form":{"componentId":"69de633d31536b047fb19b06","inputs":[{"fieldName":"custom-7a5b7266ece72b526539855","conversionTrigger":false,"componentId":"69de633d31536b047fb19b0c","inputType":"number","required":true,"title":"Hier monatliche Kreditrate eingeben","visual":"","visualType":"emoji"}]},"answers":[]},"_id":"69de633d31536b047fb19b01","type":"field","title":"Wie hoch ist Deine aktuelle monatliche Kreditrate?","interactionType":"form","companyId":"65c2c1eac436a60014a9992b","campaignId":"69de4cff55a0f6df30f4c3bc","pageId":"69de63216b2425181b68bd57","componentId":"69de633d31536b047fb19afe","createdAt":"2026-04-14T15:54:37.485Z","updatedAt":"2026-04-14T15:56:19.120Z","__v":0},{"additional":{"form":{"componentId":"69de64c36538f981d8d18b14","inputs":[{"fieldName":"input_wwn8p5","conversionTrigger":false,"componentId":"69de64c36538f981d8d18b1a","inputType":"text","required":true,"title":"z.B. 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